With the year about to close, U.S. workers need to spend the remainder of their flexible spending accounts (FSA). The flexible spending account is a plan that allows an individual to have pre-tax payroll deductions for certain — medical and dependent care expenses. Tax savings that these employees conserve throughout the year can go as high as 40%.
Flex savings can be used to buy, certain medical supplies as defined in IRC Section 125. These items range from medical equipment and treatments such as vision-care items like eyeglasses and contact lenses, dental care, orthopedic and surgical support, blood pressure monitors, and prescription drugs. FSA also supports insurance copayments and deductibles.
In addition, one’s FSA can be used to purchase thousands of over-the-counter (OTC) products, one of which is first aid kit. There are numerous first aid products available in the market that fit the FSA eligibility requirements. However, to ensure that employees get the most out of their accounts, the quality and functionality of these products should be carefully scrutinized.
Surviveware, a leading preparedness and survival brand, has a line of First Aid Kits that are identified as a “qualified expense” for flexible spending accounts. The company’s small first aid kit makes an excellent investment for individuals, particularly office personnel and field workers. The Small First Aid Kit is compact and light-weight so that it can be carried conveniently to off-site meetings and field assignments. The product boasts MOLLE-compatible straps that allow the pack to be strapped on backpacks and belts. This allows for easy possession and retrieval of the kit’s 100 life-saving supplies which is essential during critical situations wherein medical care is unavailable.
The supplies are stored in a 600D polyester fabric bag. This material is malleable and durable which keeps the kit from breaking or tearing easily. It also allows the case to last longer compared to bulky plastic first aid kits. The polyester fabric is water-resistant which secures the supplies from water, moisture, and dirt. It can even protect the supplies from frost that can ruin the provisions. Another layer of protection was added to the kit by encasing the supplies in resealable laminate pouches. This ensures that all the supplies will stay fresh longer.
The small first aid kit weighs just one pound and contains a number of supplies suitable for treating injuries like cuts, scrapes, and bruises. Bandages, gauze pads, cleansing, and antiseptic wipes, and steri-strips are stored inside the kit. Apart from these supplies, other provisions such as splinter probes, a triangular bandage, tourniquet, tweezers, and nitrile gloves are contained in this small first aid kit.
Currently, Amazon’s Choice in its category, Surviveware’s Small First Aid Kit is an excellent FSA item that one should consider purchasing. Apart from maximizing an individual’s flexible spending account, it ensures thorough protection for one’s self and family.
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