-- Held at ExCeL London, the PAY360 event drew over 6,000 attendees, including fintech leaders, banks, regulators and technology firms. O’Sullivan spoke on a panel titled “The Golden Opportunity in Embedded Finance”, alongside representatives from 11:FS, Runa, First Direct and The Payments Association.
His message was clear: embedded finance only works when it’s invisible.
“In five years, the winners in this space won’t be talking about embedded finance—they’ll just be doing it,” O’Sullivan told the audience. “Frictionless integration, delivered through one API, is what sets embedded finance apart. The real opportunity lies in simplifying complexity behind the scenes.”
OpenPayd’s platform enables brands to offer financial services—such as payments, accounts, FX and banking infrastructure—without becoming financial institutions themselves. This model is already changing how platforms onboard customers, move money, and scale across borders.
The session reflected a broader theme at PAY360: embedded finance is maturing fast, and players who invest early in flexible infrastructure will be best positioned to adapt to regulatory shifts, customer expectations and commercial models that no longer fit the old rules. OpenPayd’s presence at the event highlighted its ongoing role in helping businesses build finance into their products—seamlessly and at speed.
OpenPayd is a universal financial infrastructure that powers the growth of the digital economy founded by Dr Ozan Ozerk in 2018. By providing seamless, API-driven access to global financial services, OpenPayd enables businesses to move and manage money globally.
The OpenPayd platform delivers a full suite of banking and payments services, including payment accounts, trading capabilities, international and domestic payments and Open Banking services - all accessible via a single API. With a growing network of global banking partners, OpenPayd is providing the robust banking infrastructure digital businesses need to thrive.
For more information, visit openpayd.com.
Contact Info:
Name: Michael Treacy
Email: Send Email
Organization: OpenPayd
Website: https://www.openpayd.com/
Release ID: 89156843
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