-- The firm has surpassed $8.5 million in recovered funds for families and is scaling rapidly with proprietary tech and strategic partnerships.
In an overlooked but increasingly vital corner of the legal-financial sector, Full Circle Asset Recovery is gaining momentum as a leader in surplus funds recovery. The company helps individuals reclaim funds left behind after foreclosures or tax sales—money that typically defaults to government control if not claimed.
As of 2025, Full Circle has already recovered more than $8.5 million for clients and is in the midst of a major national expansion. The growth is driven by a combination of operational discipline, tech innovation, and strategic outreach, allowing the company to scale without compromising its mission.
Addressing a Gap in the System
Full Circle Asset Recovery was created in response to a systemic gap in homeowner protections that persisted for decades. Until a landmark 2023 Supreme Court ruling in Tyler v. Hennepin County, approximately 12-14 U.S. states had allowed local governments to keep surplus equity from tax sales, denying former property owners the ability to reclaim what remained after debt settlement. On May 25, 2023, the Supreme Court unanimously ruled this practice unconstitutional under the Fifth Amendment’s Takings Clause, creating a new legal pathway for homeowners to recover their equity. Full Circle stepped in to meet this emerging demand. The company’s founders, who personally experienced foreclosure during their teenage years, saw an opportunity to turn a broken system into a source of justice for families who had previously been shut out.
Results-Driven Growth Backed by Process
Full Circle’s expansion is grounded in results. Over the past year, the firm has recovered significant sums for families across more than a dozen states, including individual payouts of $1.7 million, $600,000, and $339,000. Their active pipeline now includes millions in pending claims.
Behind these numbers is a highly systematized approach:
- Zero upfront fees, making services accessible regardless of financial situation
- Fully in-house recovery teams trained through a proprietary certification process
- Multi-touch outreach workflows designed to connect with clients often unaware they are owed money
- A growing legal network that enables speed and scale across jurisdictions
Rather than relying on aggressive marketing, the company focuses on process integrity and measurable outcomes. Its success stems from disciplined execution, scalable systems, and a values-first approach to client engagement.
Tech Innovation and Strategic Expansion
At the core of Full Circle’s future plans is a proprietary software platform that automates critical stages of the recovery process, from case research to legal documentation. This infrastructure is being built to handle significantly higher volume with greater precision, allowing the company to enter new counties and states efficiently.
Additionally, Full Circle is forming partnerships with organizations that can expand its reach into underserved communities, particularly veterans, senior citizens, and families affected by foreclosure. These alliances are positioned to help the company serve thousands of potential claimants who may not even be aware surplus funds exist.
Scaling With Purpose
Full Circle Asset Recovery began as a lean, founder-led venture and has evolved into a national operation with clear intent: to restore equity to individuals who were historically left behind by the system. The company views surplus recovery not just as a financial transaction, but as a means of unlocking legacy wealth, stabilizing families, and setting a new standard for justice-focused entrepreneurship.
With a seven-figure pipeline, expanding legal reach, and software systems nearing launch, Full Circle is on track to become one of the most efficient and impactful recovery firms in the industry.
About Full Circle Asset Recovery
Full Circle Asset Recovery is a surplus funds recovery firm operating in 12 states across the U.S. The company specializes in helping families reclaim unreturned equity after foreclosure or tax sales through a zero-risk, results-based model. Founded by Matthew Joffre and Carl O’Neal, Full Circle combines operational discipline, legal expertise, and a mission-first culture to deliver high-trust results at scale.
Contact Info:
Name: Matthew Joffre
Email: Send Email
Organization: Full Circle Asset Recovery
Phone: +1 307 323 4303
Website: http://www.fullcircleassetrecovery.com/
Release ID: 89175779
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