— Total Merchant Services announces they will waive the monthly fee for their PCI (payment card industry) program for new clients for the first year, allowing clients to have the security they desire without the added fee. The fee waiver nicely complements the other offerings of the company, including free credit card processing machines and no setup fees for payment gateways. Clients wishing to save money benefit in numerous ways when they take advantage of the services offered through Total Merchant Services and find these services enable them to get their business up and running quickly and easily.
"We specialize in low rates and free equipment (including programming, shipping and training), as we understand it is hard to remain competitive in today's marketplace. Our clients need every advantage they can get, and these are only a few benefits we provide to them. There are no setup fees, no contracts and no cancellation fees, and we provide two day shipping on all equipment. Contact us today to see how we can be of assistance to you in expanding or upgrading your payment options," a spokesperson for Total Merchant Services (www.cardpay.net), announces.
In 2014, according to CreditCards.com, Americans preferred to use their debit cards over credit cards, 43% to 35%, with only 9% stating they preferred to use cash, when purchasing offline. A small percentage opted to use other payment methods, including store charge cards and PayPal, yet most do turn to their credit or debit card when they need to make a payment. For this reason, all businesses need to ensure they can take these payment forms, both onsite and while on the go.
"When a company provides their customers with multiple payment options, they find sales go up. Numerous studies over the years have shown consumers spend more when they use a credit card. What many retailers don't realize is consumers use debit cards more when making small purchases, and the funds come right out of their checking account. When making large purchases according to the December 2009 issue of the Journal of Consumer Research, thus large purchases are typically made with a credit card, giving the consumer time to pay back the charge over an extended period of time. Factors such as these need to be taken into account when determining which payment options should be offered.”
When shopping online, 48% of consumers pull out their credit card, 30% use a debit card and 12% use PayPal. Department stores tend to see more purchases with credit cards, while grocery and discount stores see more debit card purchases. Dine-in restaurants and gas stations tend to see an equal mix of the two payment options, and fast food restaurants still see more cash purchases than those made with a card.
"Businesses offering a variety of payment methods will find they increase sales, as consumers have their own personal preferences when it comes to paying. There isn't a single payment option that truly stands out as the favored method any longer, and this must be taken into account. Thanks to the numerous services offered through Total Merchant Services, every business finds they can use a free credit card machine either countertop or wireless, mobile credit card processing, or a payment gateway.
About Total Merchant Services:
A nationwide full service credit card processing provider, Total Merchant Services allows businesses to accept credit cards from Visa, MasterCard, American Express, Discover and debit cards all from one account. Low rates and free credit card equipment help businesses to thrive while keeping more of their profits, and there are no application or setup fees. In addition, the company now offers next day funding with Global Payments, an added benefit for retail merchant accounts. No Contracts or Upfront Payments!
Name: Perry Silverberg
Email: Send Email
Organization: Total Merchant Services
Release ID: 104086