Top Estate Planning Attorney Michele Ungvarsky Debunks Myths Surrounding Medicaid and Nursing Home Fees - Las Cruces, NM

Leading Estate Planning Lawyer Michele Ungvarsky, founding attorney at E-Law, PC in Las Cruces, outlines critical facts about applying and qualifying for Medicaid. For more information please visit

In a recent interview, Michele Ungvarsky, founding attorney at E-Law, PC in Las Cruces, debunked myths when it comes to Medicaid and nursing home fees.

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When asked for a comment, she said, "As people get older and their health declines, they might need long-term care, which can become costly without the help of Medicaid. Unfortunately, not everyone is up to speed on the facts about applying and qualifying for Medicaid."

One major misconception is that people are unable to keep their income if their spouse is receiving Medicaid benefits for nursing home expenses.

“One of the most important things to keep in mind is that your income will be handled separately in Medicaid matters. The money and property owned by both spouses will indeed be taken into consideration when it comes to qualifying for Medicaid,” she said.

Ungvarsky pointed to the fact that many states only look at the applicant’s income – which includes pension and social security – in determining Medicaid eligibility.

Another myth surrounding Medicaid is that everyone’s Medicaid experience is the same.

When asked to explain further, Ungvarsky said, "A lot of what people hear about Medicaid come from their friends. However, this isn't the best way to obtain accurate information. Everyone's situation varies, particularly from state to state."

She further explained that many people are afraid they won't qualify for Medicaid, but several factors are taken into consideration, such as age, income bracket, assets, as well as the level of care needed.

One other major Medicaid misconception is that individuals don't have to be concerned with Medicaid planning.

When asked to elaborate, she said, "Many of my clients don't realize just how costly long-term nursing care can be, so it's important to start the process of preparing for the possibility of Medicare assistance early. The earlier we begin, the more money we'll be able to protect."

On the other extreme, many individuals who have moved to a nursing residence assume that it's too late to begin planning for Medicaid.

"Even if you or your loved one has already used funds to pay for care at a nursing facility, there could still be time for Medicaid planning. This is particularly the case for anyone married," she added.

The best thing to do, according to Ungvarsky, is to consult with a seasoned elder law attorney to help get an accurate financial picture and understand the best way to move forward.


Contact Info:
Name: Michele Ungvarsky
Email: Send Email
Organization: E-Law, PC
Address: 1340 Picacho Hills Dr, Las Cruces, NM 88007, USA
Phone: 575-556-2462

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Release ID: 88944091