-- Sherine Leong’s newly released book, “Passive Profits: How to Turn Everyday Spending into a Sustainable Income Stream”, has quickly climbed the charts to become an Amazon bestseller in categories like Business Franchises eBooks, Global Marketing, and Women in Business. Her no-nonsense approach and proven strategies for building income without capital are striking a powerful chord with aspiring entrepreneurs and everyday professionals alike.
A certified financial coach, HRDC-accredited trainer, and founder of Money Talks, Sherine combines two decades of personal finance experience with her real-life journey from single motherhood to thriving entrepreneur. Through Passive Profits, she shows how anyone—regardless of starting point—can build financial freedom by leveraging simple habits, smart partnerships, and everyday purchases.
“You don’t need capital, connections, or even confidence to get started,” Sherine says. “You just need clarity, consistency, and community.”
A Story of Grit and Growth
Sherine’s personal story mirrors the message in her book. She began her career in advertising but quickly learned that a paycheck alone wouldn’t bring the financial security she craved. After transitioning into insurance sales, she was hit by divorce, becoming a single mother of three with no savings and limited support.
Rather than accept defeat, Sherine leaned into a powerful belief: money is a skill—and skills can be learned. This belief led her to explore business models with low or no capital requirements. One such turning point came through network marketing, which allowed her to turn daily expenses into income while developing vital business skills in sales, leadership, and marketing.
That journey became the foundation for Passive Profits, a book that’s now helping others replicate her success.
From Hustle to Harmony
Unlike many financial gurus who emphasize hustle and overnight success, Sherine encourages readers to start where they are—with whatever time, energy, and resources they have. The book introduces her “Own Time, Own Terms” model—a flexible, values-driven approach to entrepreneurship that aligns with family, personal wellness, and long-term vision.
In Passive Profits, Sherine covers:
- How to build income streams without capital
- Leveraging shared resources and collaborative business models
- Turning fixed monthly expenses into revenue-generating opportunities
- Reframing failure as feedback and growth
- Building the right mindset for long-term sustainability
The book also highlights real-world case studies from individuals who have applied her strategies to achieve results—without quitting their day jobs or burning out.
Financial Education Backed by Expertise
Research continues to show that financial literacy is a critical factor in building economic resilience and long-term success. According to the Organisation for Economic Co-operation and Development (OECD), individuals with higher financial education are better equipped to make sound investment decisions, manage risk, and avoid debt traps.
Sherine’s work with Money Talks directly supports this mission by helping professionals, women, and young adults understand personal finance and entrepreneurship in practical, relatable ways. Her training has reached audiences across Malaysia, Singapore, and Hong Kong—including corporate clients, community organizations, and schools.
Her credentials include:
- Certified Financial Coach®
- Registered Financial Planner (RFP)
- HRDC Accredited Trainer
- 20+ years of personal finance experience
- Bestselling Author of Passive Profits
Her programs and workshops regularly receive praise for being engaging, empowering, and easy to apply.
A Vision to Empower the Masses
Sherine is on a mission to democratize entrepreneurship. Through Money Talks and her growing online community, she aims to empower individuals—especially women, single parents, and career changers—to take control of their time, income, and life choices.
Future plans include launching a digital platform that provides tools, mentorship, and education for aspiring entrepreneurs. Her goal: to help 10,000 individuals create passive income through zero-capital strategies by 2030.
“If you can spend money, you can learn how to make money. You already have what you need—you just need the know-how,” says Sherine.
About Sherine Leong
Sherine Leong is a financial educator, speaker, and entrepreneur with over 20 years of experience in personal finance. She is the founder of Money Talks, a platform dedicated to helping people achieve financial freedom without the need for capital. As a Certified Financial Coach and bestselling author, she has trained thousands across Asia and is a passionate advocate for financial literacy, especially among women and underserved communities. Her book Passive Profits distills years of experience into a simple, sustainable blueprint for modern entrepreneurship.
Contact Info:
Name: Sherine Leong
Email: Send Email
Organization: Next Level Academy
Address: 10 Anson Road, #33-00 International Plaza ,Singapore 079903
Website: https://www.my-money-talk.com
Release ID: 89158933
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