In the United States more than 450 million consumers carry credit card debt. Many become delinquent and seek — bankruptcy protection. Defending and wining a credit card lawsuit keeps the bankruptcy option available.
In his new book entitled “Credit Card Lawsuits – Defend & Win”, author and renown attorney Edmund Dechant provides in-depth and easy to understand instructions for defending against credit card lawsuits, guiding everyone through the steps to fight back.
Debt collectors scare consumers into paying on an uncollectable debt by falsely suggesting that the debtor may face jail time. “One client who was 85 and on Social Security mentioned that they were starving and didn’t want to go to jail, after being threatened by a debt collector” Dechant noted. “If this client had access to this book “Credit Card Lawsuits – Defend and Win” they would be able to defeat the debt collector should the case go to court.”
Dechant went on to say “In a January 2013 study, the Federal Trade Commission found at least 500,000 disputed debts go unverified each year; that the debt buyer paid an average of 4 cents per dollar of the debts’ face value; and that the seller of the debts typically refused to guarantee whether the information about the debts for sale was accurate, selling them “as is and with all faults. The FTC report showed that some debt buyers sue on debts that are time-barred but that the debtor lacks the knowledge to raise the defense in court resulting in a judgment that could have been avoided.”
Attorney Edmund Dechant brings more than 40 years of experience representing consumers, first with the Legal Services program, then in private practice in Los Angeles, San Francisco, and now in Santa Rosa, CA.
“Credit Card Lawsuits – Defend & Win” is available at Amazon.com in the Kindle digital format. It is priced at $4.90 and contains access to all of the easy-to-use forms, which can be downloaded from his website, www.bestsantarosabankruptcyattorney.com.
Name: Edmund Dechant
Email: Send Email
Organization: Edmund Dechant Attorney at Law
Address: 2 E St. Santa Rosa, CA 95402
Release ID: 16291