-- PayDo, a globally regulated financial ecosystem for online businesses, today announced a strategic expansion of its platform with three pivotal infrastructure upgrades: Direct Acquiring, Direct SEPA & SEPA Instant Access, and Dedicated C2B Open Banking Collection Accounts. These are not isolated products but integrated components of PayDo’s single, unified ecosystem, designed to give merchants unparalleled control, lower costs, and streamlined operations.
Photo Courtesy of PayDo
This expansion directly attacks the high cost and complexity of payment fragmentation, where businesses typically manage separate providers for banking, card processing, and alternative payment methods. PayDo’s model consolidates these critical functions under one contract, one integration, and one relationship.
The Core Ecosystem Upgrades:
- Direct Acquiring: PayDo is now a principal member acquirer for Visa and Mastercard. This eliminates intermediary processors, reducing card transaction costs and providing merchants with improved authorization rates, faster settlements, and direct reporting integration into their PayDo dashboard.
- Direct SEPA & SEPA Instant Access: As a direct SEPA member, PayDo offers native euro payment processing. This removes correspondent bank delays for EU transactions and provides access to SEPA Instant, enabling businesses to send and receive euro payments in seconds, 24/7, directly within their existing PayDo account.
- Dedicated C2B Open Banking Collection Accounts: A pioneering innovation, this solution transforms how businesses receive payments via Open Banking. Rather than treating instant bank transfers as generic account credits, PayDo provides merchants with a dedicated account environment that processes, tracks, and reconciles these payments at scale—turning a promising rail into a reliable, high-volume payment method.
Unique Benefits for Online Businesses:
This integrated approach solves multiple pain points simultaneously. E-commerce platforms, SaaS companies, and digital marketplaces can now:
- Reduce Operational Overhead: Manage card transactions, instant bank transfers, and multi-currency banking in one place, slashing reconciliation time and vendor management.
- Cut Transaction Costs: Direct access to card schemes and SEPA removes layers of intermediary fees.
- Accelerate Cash Flow: Access to SEPA Instant and faster card settlements improves liquidity.
- Enhance Conversion & Trust: A variety of payment methods and a streamlined, unified compliance framework support a smoother customer payment experience.
“Our role is to build the cohesive infrastructure that lets online businesses focus on growth, not financial logistics,” said Serhii Zakharov, CEO and Founder of PayDo. “These aren’t just new services; they are the essential rails of modern commerce, now integrated directly into our ecosystem. We’re giving our clients direct control, removing the fragmentation burden, and proving that a unified platform is the most powerful tool for global scaling.”
PayDo’s ecosystem, which processes over €5 billion annually, ensures full regulatory compliance is embedded within the platform. The latest features are now available to all business clients.
About PayDo:
PayDo is a globally regulated payment ecosystem designed specifically for online businesses. By unifying multi-currency accounts, global acquiring, mass payments, card issuing, and advanced Open Banking solutions into a single platform, PayDo eliminates the complexity and fragmentation hindering progress.
For more information, visit https://paydo.com.
Contact Info:
Name: Artem Trofymenko
Email: Send Email
Organization: PayDo
Address: London, United Kingdom
Website: http://www.paydo.com
Release ID: 89179232
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