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With 20-plus years of experience in Miami credit repair and helping thousands of families qualify for a home loan, Daniel Isaiah Shalach has been a prominent figure on the financial literacy scene.When the economy shut down Shalach’s office was faced with dozens of frantic phone calls from his Miami credit repair clients. Some were parents, some were millennials, some grandparents and all were concerned about job loss, how to offset bills like mortgage payments and how it would affect their good credit standing that they had worked so hard to build.
“When the first few calls came in, I was not too concerned. By the second week there were dozens of calls a day and we had to counsel and walk people through what they could do to BOTH save money and protect their credit. We gladly prayed with clients and helped many apply for unemployment both in English and Spanish and even helped some get their SBA loans. We worked with those who had to miss payments, and even when we paused accounts, we were more than honored to still work pro-bono if needed. I refused to leave ANYONE behind.” Shalach said.
Shalach who first cut his teeth giving free literacy classes to first-time homebuyers in 1999 has had a passion for helping his community become fiscally literate and financially secure homeowners. When he realized that the COVID-19 shut down affected the economy in ways that were yet to be mentioned. He started emailing clients, friends, and family in hopes to get a clearer idea of how he could help stop others from suffering in case of a future economic crisis.
“Look, being raised on welfare in New York made me have a poverty mindset. I felt I needed money to live. I felt if I had the things that looked good like; T.V.s, name brand items, etc. people would see me as a somebody. That these things would give me value in the eyes of others. The social engineering this country has allowed to infect us supports, feeds, and encourages that very same poverty mindset. I once took account of my mis-managed monies, and I broke down crying when my math hit over eighty thousand in eighteen months. I stopped adding up and sat on the floor and thought… how could I have wasted so much of what God had blessed me with? That was the awakening and I haven’t gone back to sleep yet… nor do I intend to.” Shalach shared.
With 80% of his clients stating that they were just “not ready” for such a crisis and were living check to check with zero to truly little savings, Shalach was moved with compassion. He enlisted the help of several national financial literacy leaders and developed a truly complete financial literacy program that teaches through visual and auditory methods alongside the interactive online classes.
In Shalach’s research, three common arguments surfaced that reinforce the need for national standards in promoting financial literacy: education, awareness, and sustainability. Programs that best reach people with life-changing lessons are those that spark positive changes in participants’ financial behavior and ultimately raise community awareness, allowing families to sustain a sound financial state of living for generations.
To accomplish his goal of a truly all-inclusive school he developed a financial education philosophy based on overall strategies identified through extensive research of best practices that have been reviewed and tested over the last decade and then married that to a biblically sound addendum targeting Christians who want to become good stewards of the monies the Lord has blessed them with.
Shalach said, “I live debt free, but I also have great credit. The great credit allows me to pay a lot less than others for many everyday things and even borrow money with no interest that I invest in business ideas. The only way I got to be the man that I am from that boy on Welfare or that guy who made a lot but kept extraordinarily little money to show was through a Re-education on a sound foundation of financial literacy. I love our Miami credit repair company but there are 5X more of those that need an online financial literacy school that will actually teach people in a way they will learn, retain the information and walk them through the process of budgeting, saving, buying a car, a home, etc. etc. That right there, that is 100% priceless and I am humbled to be a part of this.”
The online financial literacy school named Kingdom Financial Academy is a non-profit and will launch on September 1st, 2020.
To learn more or to inquire how to share at your local church or place of worship contact Mr. Shalach by email or phone at the information below.
Contact Info:
Name: Daniel Shalach
Email: Send Email
Organization: Kingdom Financial Academy
Address: 2665 South South Bayshore Drive, Suite 220 Miami Fl. 33031
Phone: 305 722 3778
Website: http://www.KFAcademy.org
Release ID: 88972723
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