The merchant service industry, as in other financial services industry, can be so complex and convoluted, that sometimes, it is easy for small businesses and start-up companies to fall into a financial trap. —
This can happen when entrepreneurs overlook or misinterpret the fine print of certain transactions—sometimes by their own fault. Other times, small businesses are intentionally misled and taken advantage of by a system rigged to benefit a privileged few. One former merchant services agent attests to this. In an eye opening expose for Paste Magazine, Jacob Weindling writes about the institutionalized efforts by many merchant service providers to con the system so small business unwittingly pay up more than they actually should.
In these seemingly unforgiving financial times, who can small businesses trust?
Michigan-based merchant services provider J & A Business Solutions is up for the job.
The upstart credit card processor is the brainchild of Steve Lotsbaich, founder and CEO, and his partner, Russ Curran who is co-founder and president. Interestingly, the two veteran entrepreneurs and marketers are relatively new to the industry, and what they saw was an enormous amount of deception and fraud.
“Of course, as businessmen, we want our company to be profitable but Russ and I agreed on one thing from the very start—we’d do it the right way,” Lotsbaich said. “We know that helping small businesses save a good amount of money per month from credit card processing would be our long-term and sustainable path to success.”
Curran added, “Most credit card processors forget that referral marketing is the best kind there is. It’s real, it’s simple and it’s inexpensive. The great feedback and amazing support we’ve been getting from our clients have been hugely instrumental in helping J & A Business Solutions thrive and give back. It’s a win-win.”
AllPro Gas in Goshen, Indiana is one of those many happy clients. They were referred by another propane company to J & A Business Solutions and after a quick but thorough evaluation, the company actually advised AllPro Gas to stay with its current provider to avoid incurring cancellation fees that would cancel out any potential savings.
“What processor does that? I have never met a processor like this,” AllPro Gas representatives said. “Once our contract was up, we did sign on with J & A Business Solutions and I kept everything from a year prior to see if it lined up with what they had said. They were spot on! We at AllPro Gas highly recommend J & A Business Solutions. We finally found a transparent, 5-star processor.”
Setting the bar in integrity
J & A Business Solutions operates on a unique business model. Aside from offering the lowest rates in the industry, this merchant services provider also provides complete SEO service solutions to help small businesses gain much-needed visibility online through a search engine optimized website. This kind of business support is invaluable to small businesses owners who are always on the lookout to maximize time and resources. As a one-stop shop, J & A Business Solutions can help its clients rank on Google and Youtube to help maintain a steady stream of new customers while saving on monthly processing fees.
The company also has a first-of-its-kind Giving Back Program, https://www.jabusinesssolutions.net/giving-back-program/ wherein it offers up to 10 percent of J & A Business Solutions’ profits from a client to a charity of the client’s choice. The donation is made on the client’s behalf.
Another Indiana-based business, Lochmandy Motors, is also an extremely satisfied client, and not just because J & A Business Solutions is helping them trim the unnecessary business costs. Owner Nicholas Lochmandy shared, “After performing a free analysis of our credit card processing, Steve discovered that we were being overcharged and double-charged for our credit card and debit card transactions. He also uncovered hidden fees, which were not included within the agreement. We have switched to J & A Business Solutions since then. We are consistently saving per month about $1,100 and are happy to be a part of the new program that helps support and mentor children in our community.”
Lotsbaich furthered, “We offer competitive rates because we can. We’re not a large and greedy corporation. We don’t want to be the biggest merchant services provider in the industry. But we do want to raise the bar when it comes to providing genuine customer service. When our clients grow, we also grow.”
For more information, check out https://www.jabusinesssolutions.net/.
About J & A Business Solutions
J & A Business Solutions is an advanced merchant services provider which prides itself in helping small business by offering honest and reliable credit card processing services. It was founded by veteran entrepreneurs and marketers Steve Lotsbaich and Russ Curran.
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