For those looking to pursue disability insurance claims, Michael E. Quiat, senior partner of Uscher, Quiat, Uscher & Russo, P.C. has just revealed three steps he has used to successfully pursue claims on behalf of his clients. —
For more information please visit... https://www.uqur.com/
This recent announcement was prompted by what Quiat describes as, ”...the misconceptions people have when it comes to claiming on their disability coverage.”
“Clients who can be highly skilled professionals, often have an overly simplistic view of disability insurance, which has much more stringent evidentiary requirements compared to that of standard health insurance.”
The 3 main keys to Quiat’s process are...
1.) Medical Support
When clients meet Mr.Quiat, the first order of business is asking if they have discussed with their doctor whether he or she would support such a disability claim.
“This seems to be a self-evident question that would have already been addressed before coming to the office, but that’s often not the case. It’s not uncommon to find clients simply haven’t spoken with their physicians.”
Without the support of the doctor, Quiat says, “the process of filing a disability claim simply cannot move forward.”
2.) The Specific Job Function
The next step in the process is to clearly define the client’s work responsibilities and obligations “to demonstrate that the client’s health problems limit and restrict their performance in essential day-to-day functions.”
As Quiat puts it, “A professional may have the title ‘trial lawyer,’ however, he or she might try three or four cases a year, settling out of court the rest of the time. Such an individual would not necessarily be considered a “trial lawyer” by a disability insurance company.
So, by working with the client, we figure out what a typical day is like and then determine the best description of their daily role as well as the lack of ability to perform each task based on the illness.”
This step helps disability insurance lawyers like Quiat and his team head off issues before they are raised by insurers looking to avoid a payout in court.
3.) Tight Control Of Information Flow
Another vital aspect of filing a successful disability claim is ensuring that the flow of information, once a claim has been submitted, is tightly controlled.
For example, Quiat makes it mandatory for all communication with the insurance company to be made through the law office, which he says is “a very clear line we establish from the beginning.”
When asked to elaborate, Quiat commented, “Our clients are often in pain as well as going through a lot of emotional stress. Therefore they are not in the best frame of mind to be speaking with insurance companies, either in person or on the phone.”
Quiat also extends the control of information to areas such as social media sites by advising his clients to refrain from using them.
When asked to comment he said. “insurers scour sites for evidence that can be used against a claimant so the last thing we want is our client unknowingly undermining their case.”
For more information about Uscher, Quiat, Uscher & Russo, P.C. and help with disability claims, please visit... https://www.uqur.com/
Name: Michael E. Quiat
Email: Send Email
Organization: Uscher, Quiat, Uscher & Russo, P.C.
Address: 433 Hackensack Ave, Hackensack, NJ 07601
Phone: (201) 342-7100
Release ID: 252056