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Utah Craig Judd Smart Financial: Retirement Income & Tax Planning Updated

In his recent statement, Craig Judd explains how he and his company Smart Financial offer future retirees a different approach to financial planning. By focusing on reducing fees as well as building a strong portfolio, they allow their clients to hold onto more of their funds and grow a larger pot for their later years. More details can be found at https://craigjudd.com Craig Judd and the Smart Financial team believe, despite marketing claims that state otherwise, no financial planners can guarantee returns over the average market return of 10% per year which equates to 7% when adjusted for inflation. “Even that isn’t a guarantee—it’s just a reliable expectation if the last century is any indication,” Judd explains. “If someone does guarantee anything above that, they’re guessing at best or fraudulent at worst.” In addition to offering some of the lowest fees in the industry, Smart Financial's approach also entails generating more funds from sources like social security. The company says that it typically helps clients earn an extra $200 per month from social security benefits. Rather than leaving clients to work out how to maximize income from social security and tax planning, Craig Judd and Smart Financial coordinate these elements to ensure optimal returns and minimal liabilities. Judd adds, “We keep Social Security, tax planners, ROTH conversion, and other retirement experts on staff to make sure no rock is left unturned when it comes to protecting and maximizing your retirement money. We even pay $16,000 for the latest financial software to ensure we’re making the smartest decisions on your behalf.” Another unique aspect of the company's retirement planning approach is succession contingency. Craig explains how most financial planners end up gaining a promotion or moving offices or locations, leaving their clients struggling to find a replacement who will continue the work they have started. At Smart Financial, successors are already being trained so they can take the reins at short notice. The company prides itself on asking difficult questions about retirement and having plans in place if someone gets sick or dies unexpectedly. “Death and retirement shouldn’t be taboo,” says Craig. “I answer the questions you should be asking to ensure you have the most stress-free and maximum amount of money possible.” Smart Financial is a certified Charles Schwab broker, leveraging a long-established and robust financial infrastructure and expert advice from a veteran of the industry. For more information, go to https://craigjudd.com