-- Cagamas Holdings Berhad (“the Group”) reported a resilient performance at its 19th Annual General Meeting for the financial year ended 31 December 2025, underpinned by disciplined execution, with agility in business strategies and tactical execution, as well as stronger engagement with investors and stakeholders.
The Group recorded a Profit Before Tax of RM476.9 million, sustaining its positive performance trend over the past five years. Total assets expanded to RM56.2 billion, underpinned by prudent capital and liquidity management.
Disciplined Execution and Strong Market Presence
“2025 was a pivotal year for the Group, marked by stronger market presence and deeper engagement with key stakeholders, supported by disciplined funding execution and a strengthened risk culture,” said Group Chairman, Dato’ Bakarudin Ishak.
During the year, Cagamas raised a record RM31.3 billion through bonds, sukuk and other funding instruments, the highest annual fundraising amount in the Group’s history. This supported the acquisition of RM23.4 billion in loans and financing under the Purchase with Recourse programme, reinforcing Cagamas’ role as the preferred market liquidity provider. To support future funding needs and enhance flexibility, the Group also established a new RM80 billion Medium Term Notes and Islamic Medium Term Notes Programme.
Investor Engagement and Risk Discipline
Investor engagement remained a key priority with the successful organisation of the inaugural Cagamas Investor Forum, which brought together investors, regulators and stakeholders to exchange insights on performance, strategy and sustainability initiatives. The Group continued to strengthen its risk culture through robust governance, clear risk appetite settings and effective controls, with capital indicators remaining comfortably within prudent thresholds.
Advancing Sustainable and Inclusive Housing
Sustainability remained central to Cagamas’ mandate in 2025. A key milestone was the launch of the Green Mortgage Guarantee Programme, which supports energy efficient housing and encourages environmentally responsible home ownership.
The Group also continued to facilitate affordable housing nationwide. Since inception, Cagamas has supported housing financing equivalent to approximately 2.3 million homes, including assistance to more than 110,000 first time home owners, the majority from the B40 income segment.
Dato Bakarudin added, “Looking ahead, Cagamas will continue to strengthen its core capabilities, deepen investor relationships and enhance operational discipline, while remaining focused on our mandate to support market liquidity and sustainable growth. We thank our investors, partners and stakeholders for their continued support as we build on the progress achieved in 2025.”
From left: Dato’ Bakarudin Ishak, Chairman of Cagamas Holdings Berhad and
Encik Kameel Abdul Halim, President/Chief Executive Officer of Cagamas Berhad
19th Annual General Meeting of Cagamas Holdings Berhad
Release ID: 89190555
Google
RSS