Blackcatcard Money Introduces Savings Boosters with Passive Interest and Cashback Rewards

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New features give everyday users more value from their spending with up to 2.2% passive interest and built-in card cashback

-- In a move to empower users with smarter financial tools, Blackcatcard Money has launched two key benefits designed to enhance personal savings: a passive interest reward of up to 2.2% annually on account balances and a cashback program for everyday card purchases. These features position Blackcat Money as a strategic choice for users who want to stretch the value of their money without changing their daily habits.

Built into the core of the Blackcatcard ecosystem, the new offerings reflect the brand’s focus on customer-centric digital banking that delivers real financial value, without hidden fees, lock-ins, or complicated requirements.

Earn While You Bank

The passive income feature automatically rewards users who maintain a positive balance in their Blackcatcard Money account. Depending on the average daily balance, users can earn up to 2.2% annually, credited monthly, without needing to make long-term deposits or tie up their funds.

This passive interest applies directly to the account’s EUR balance, making it one of the few digital banking services offering consistent, flexible savings growth without traditional banking hoops.

Everyday Cashback, Effortlessly Earned

In addition to interest earnings, users can activate a cashback program that returns 0.1% on all card purchases, regardless of merchant or category. Cashback is credited monthly and accumulates automatically—requiring no special tracking or enrollment.

These features make Blackcatcard Money especially appealing to:

  • Frequent shoppers and digital spenders
  • Budget-conscious individuals looking for savings tools
  • Users avoiding complex financial products
  • Young professionals and freelancers managing income through daily spending

A Smarter Way to Save and Spend

Unlike many financial products that limit rewards to premium tiers or specific conditions, Blackcatcard Money’s savings boosters are available to all individual users with standard accounts. The platform's mobile-first approach ensures transparency, instant balance tracking, and easy access to earned interest and cashback directly in the app.

Users can:

  • View earned interest and cashback history
  • Monitor their account growth in real-time
  • Continue using their digital or physical Mastercard for all transactions
  • Combine rewards with existing SEPA transfer, Apple Pay, and Google Pay features

Modern Banking With Real Benefits

By turning everyday account activity into a low-risk, high-value opportunity, Blackcatcard Money has redefined what it means to "save while you spend." In an era where traditional savings accounts offer little to no return, Blackcatcard’s dual reward model offers a compelling alternative for those who want their money to work harder—without working harder themselves.

About Blackcatcard
Blackcatcard is a European digital banking platform operated by Papaya Ltd., an Electronic Money Institution regulated by the Malta Financial Services Authority (MFSA). Through personal IBAN accounts, Mastercard payment tools, and customer-first features like passive interest and cashback, Blackcatcard delivers transparent, mobile-friendly banking for individuals across the EU and select international markets.

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Name: Blackcatcard
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Organization: Blackcatcard
Website: https://blackcatcard.com/

Release ID: 89162970

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Name: Blackcatcard
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Organization: Blackcatcard
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This content is reviewed by our News Editor, Hui Wong.

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