-- As demand grows for flexible, mobile-first financial solutions, Blackcatcard, operated by the European fintech Blackcat company (Papaya Ltd.), has officially launched its expanded digital banking platform across the EU. The offering provides individual users with free Euro IBAN accounts, virtual and physical Mastercards, and integrated loyalty rewards—delivered entirely through a secure mobile app.
The platform aims to meet the evolving needs of freelancers, remote professionals, travelers, and everyday consumers who expect banking to be fast, borderless, and accessible from anywhere.
A Streamlined, Fee-Free Approach to Everyday Banking
Blackcatcard allows users to open a Euro-denominated IBAN account online in minutes. Once registered, users can access a virtual Mastercard for immediate use and optionally request a physical card accepted worldwide. The service is designed to simplify money management without imposing monthly maintenance fees or hidden charges for individuals.
All transactions, transfers, and card settings are managed through the Blackcatcard app, which offers real-time control, instant notifications, and spending summaries. Transfers between Blackcatcard users are unlimited and fee-free, making the platform ideal for personal and peer-to-peer use.
Rewarding Everyday Spending
In addition to its core financial features, Blackcatcard includes a built-in rewards program. Users can earn up to 2.2% annually on account balances, receive 0.1% cashback on card purchases, and benefit from referral incentives when inviting new customers. Special cashback promotions are also available for selected retailers, enhancing the value of regular transactions without requiring enrollment in third-party programs.
These benefits are seamlessly tracked within the app, allowing users to monitor both their account activity and reward earnings with full transparency.
Designed for a Borderless Lifestyle
Blackcatcard's approach caters to those who need financial tools that match a mobile, location-independent lifestyle. With no requirement for local tax residency or physical bank visits, the service is particularly suited for digital nomads, international students, and mobile entrepreneurs operating across the EU and EEA.
Users can send and receive SEPA payments, manage multiple cards, set personalized limits, and lock or unlock cards instantly—all from within the app interface.
Regulated for Security and Compliance
The Blackcat company behind Blackcatcard—Papaya Ltd.—is fully licensed and regulated by the Malta Financial Services Authority as an Electronic Money Institution (License No. C55146). All funds are safeguarded in accordance with EU regulations for electronic money providers.
The platform’s security features include card tokenization, two-factor authentication, and customer-level verification procedures, ensuring both privacy and compliance with financial standards.
About Blackcatcard
Blackcatcard is a European digital finance platform providing personal IBAN accounts, Mastercard payment cards, mobile banking, and integrated loyalty rewards with no monthly fees for individual users. Operated by Papaya Ltd. and regulated in Malta, the platform serves clients across the EU with a focus on transparency, mobility, and secure financial control.
Contact Info:
Name: Blackcatcard
Email: Send Email
Organization: Blackcatcard
Website: https://blackcatcard.com/
Release ID: 89161152
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