-- The Law Office of Kim Covington has announced debt relief and bankruptcy representation for individuals and businesses in Springfield facing sundry challenges because of their debt. According to attorney Kim Covington, the financial issues faced by debtors are often aggravated by harassment and threats of garnishment or repossession, which can only be stopped by a legal representative.
Find out more at https://www.kimcovington-bankruptcylawyer.com/
The firm primarily works with individuals or businesses facing overwhelming debt, which it explained is caused by certain unexpected but major events, such as a divorce or an ailment that led to an expensive procedure.
For those faced with sudden overwhelming debt, a number of debt relief options are available, such as consolidation, where multiple debts are rolled into one loan with a lower interest rate, and settlement, which involves negotiating with creditors to pay less than what was originally owed.
Bankruptcy is sought only when a person is buried in debt and the options previously mentioned have already been tried. "Telling our clients to declare bankruptcy is not something we take lightly," a spokesperson for the firm said. "We exhaust all options before we resort to it, as it really is the last option."
Despite the long-term impact of bankruptcy on one’s finances and credit score, it remains a viable way of protecting the debtor from creditors who might resort to harassment and lawsuits, and from repossession of assets, as certain essential assets can be exempt if one files a Chapter 7 bankruptcy. "Let's not forget that there is an emotional aspect to debt, and bankruptcy can offer you that much-needed relief and break that you can use to bounce back," the spokesperson added.
For its part, the Law Office of Kim Covington assists its debt-ridden clients by maintaining low rates, with flexible payment plans available to those incapable of settling fees upfront. Additionally, the initial financial consultation, which involves a thorough review of one’s options, is offered at no cost.
A respected bankruptcy attorney, Kim Covington has a "premier" rating from The National Registry and a 9.8 rating on Avvo, and she was the recipient of the latter’s Client’s Choice Award in 2024. Her firm was also named Best Business of 2025 by ThreeBestRated. Clients from her hometown of Eugene have also remarked on her professionalism and genuine compassion in helping people get out of debt.
Interested parties who want to know more are advised to visit https://www.kimcovington-bankruptcylawyer.com/
Contact Info:
Name: Kim Covington
Email: Send Email
Organization: Law Office of Kim Covington
Address: 207 East 5th Avenue, Eugene, OR 97401, United States
Website: https://www.kimcovington-bankruptcylawyer.com/
Release ID: 89159072