Small Business Loan For Emergencies/Payroll – Merchant Financing Service Expands

Miami-based Stellar Pay (1-866-905-8872) has expanded its services to provide loans to small business owners in need of capital to cover emergencies, payroll responsibilities, and other business needs.

With this expansion, the company offers business owners financial programs that include traditional loans, ACH loans, merchant cash advances, and lines of credit with flexible terms to help them survive current economic headwinds.

Visit for more information.

As businesses continue to struggle with economic upheavals during the pandemic, Stellar Pays’ expansion offers a range of solutions for raising capital that focuses on borrower safety and convenience. The company’s services are now available to entrepreneurs and businesses in all 50 US states.

According to recent studies, the onset of the current pandemic led to mass layoffs and the temporary closure of almost 43% of American based businesses. Many affected businesses indicated a weakened cash flow and an inability to fulfil operational expenses as major contributing factors to the problem.

Stellar Pay’s merchant lending programs have been developed with the specific goal of helping small businesses meet their financial responsibilities by facilitating easier access to working capital. Loans secured from the company can be used to cover bill payments, payroll costs, special campaigns, and other business-critical initiatives.

Applicants benefit from a fast process that approves and disburses loans within 24-48 hours in many cases. The company reviews loans using factors outside of the applicant’s credit score, which provides opportunities for small businesses that are at risk of being rejected by conventional lenders.

To qualify, applicants need to be free of bankruptcy and must meet some basic and simple requirements such as having a minimum monthly deposit of $4,000 into their business checking account for the past 3 months and being in business for at least 3 months. Interested parties can check their eligibility for a Stellar Pay’s loan by filling out a pre-approval form on the company’s website via the link provided above.

About the Company

Based in Miami, Stellar Pay is a merchant-focused solutions provider with operations in product sales, e-commerce, and financial services.

A representative said, “Stellar Pay has been providing merchant services to corporations for the past eighteen years. We provide the most comprehensive services for your business. Our loan application and approval processes are simple. You spend less time waiting for approval or denial on loan applications with us as we process paperwork within 24-48 hours of receiving them.”

To learn more about qualifying for a loan from SPS and to fill out a pre-approval form, please visit

Release ID: 89060727