Short Term Vacation Rental Insurance Liability Protection Coverage Launched

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Proper Insurance has launched short term rental insurance in all 50 US states. Their policies offer vacation property owners reliable liability coverage for Airbnb, Vrbo rentals, and more.

Proper Insurance, an insurance agency serving the United States, has launched short term rental insurance designed for owners of Airbnb and Vrbo properties. This commercial insurance for vacation rentals is designed to replace the standard homeowners or landlord policy that many property owners have with greater liability coverage and a more reliable claims process.

More details can be found at

By launching their short term rental property insurance, Proper Insurance aims to provide vacation property owners with the liability coverage they need to protect their rental business and comply with local regulations.

Many cities have passed ordinances and laws requiring property owners renting through Airbnb, Vrbo, or similar services to purchase commercial insurance in order to obtain a rental permit. Proper Insurance’s short term rental insurance is an easy option for owners to obtain coverage in accordance with these regulations.

Unlike traditional homeowners or landlord insurance, commercial insurance carries a higher level of underwriting. Commercial insurance for vacation rentals is similar to the insurance used for hotels, bed and breakfasts, and other businesses that are subject to hospitality industry laws.

Commercial insurance covers the gaps in homeowners insurance that businesses need, including loss of income coverage, liquor liability, bed bug protection, and coverage for amenities including bikes, small boats, and golf carts.

Proper Insurance has tailored specialty insurance policies in parallel with Lloyd’s of London to cover both commercial and personal use of vacation rental properties in one comprehensive policy. Proper Insurance coverage is appropriate for vacation homes, townhouses, condos, duplexes, cabins, cottages, apartments, and more.

With over 40,000 policies written in all fifty US states, Proper Insurance has built a reputation as a trusted leader in commercial insurance for owners of vacation properties. Vrbo, a leading vacation rental company, has recognized Proper Insurance with an exclusive endorsement as its premier short term rental property insurance vendor.

A satisfied property management customer said: “Our clients love Proper Insurance. Many of them are not aware of the limitations of their current insurance, and getting them in touch with Proper has solved all and any concerns and questions they had. It’s the ultimate peace of mind to know that no matter what happens, no matter how many guests go in and out of their property, things will be in good hands should any problems ever arise. A lifesaver for them – and us.”

Interested parties can find more information by visiting the above-mentioned website, or at

Release ID: 88993379