Seaplane Insurance | Amphibious & Float Commercial Aircraft Guide Released

BWI Aviation Insurance (800-666-4359) has published a new informational guide on what clients should know about seaplane insurance.

The aviation insurance company, founded in 1977, has issued a new report detailing the issues surrounding seaplane insurance, a separate category of aviation insurance given the unique characteristics of this type of aircraft.

More information can be found at

BWI Aviation Insurance, which created the country’s first Cessna 180/185 insurance program in the 1980s, has released the new guide due to the recent uptick in commercial interest for seaplanes – as tour operators, in particular, vie for the same customer base. The report explains the factors that go into determining insurance rates – including pilot profiles and the type/age of the plane being insured.

There are approximately 35,000 seaplane-rated pilots in the United States. A seaplane is any class of aircraft that can land, float and take off on water, but they can be divided into floatplanes, flying boats, or amphibious planes. Amphibious planes are typically floatplanes – which use pontoons – with retractable landing gear. Seaplanes are used for various niche commercial purposes and are especially popular among travelers looking to experience the Caribbean or access the Canadian and Alaskan wilderness regions dotted with lakes.

BWI Aviation Insurance’s guide notes that amphibious seaplanes are usually more expensive to cover because the associated risks are marginally higher for aircraft with two modes of landing. The plane’s age, passenger capacity, and horsepower are all factors that will be considered. Additionally, the accident history of the model being insured and whether factory parts and support are available will help to determine the scope of coverage.

The designated pilot’s record is another factor in determining coverage rates. Relevant issues include not only total flight time in seaplanes but in all aircraft, as well as education or certificates and ongoing training. A seaplane rating is an add-on to a standard pilot certificate.

The report emphasizes that it’s not possible to foresee everything that can happen when taking ownership of a seaplane, so making sure to have an appropriate insurance policy can help to ensure everyone’s security. BWI Aviation recommends that relevant parties obtain basic liability insurance at a minimum, as well as physical damage coverage for both the aircraft and floats.

One client recently commented: “I came across BWI online and glad I did. Jackie Sallee was amazing to work with, got me a quote the same day, and at a great rate. Would highly recommend to any pilots searching for insurance.”

Interested parties can learn more at

Contact Info:
Name: Matt White
Email: Send Email
Organization: BWI Aviation Insurance
Address: 1481 Sunshine Circle, Corona, California 92881, United States
Phone: +1-800-666-4359

Release ID: 89081942