Nashville Public Adjuster Opens New East Nashville Location

The goal of the 35-year-old company is to provide the fullest and fairest settlements allowed by the policy provisions under accepted industry standards and practices.

Nashville Tennessee, USA, Jan 2020 – The Howarth Group, an insurance claim consulting firm, opens a new office in the Eastwood area of Nashville. The company assists businesses and individuals throughout the Southeast in their property loss claims to maximize their settlements from their insurance company. The Howarth Group (a long-standing member of the National Association of Public Insurance Adjusters) offers public adjusting services, insurance claim appraisals, residential insurance claims, commercial roofing insurance claims, and many more.

Established in 1990 with their home office in Franklin, TN, the company’s coverage area includes Tennessee, Kentucky, Georgia, Florida, Mississippi, and Alabama. The Howarth Group states that their clients keep 100% of what the insurance company initially offers them to repair any structural damage, and the company is then compensated on only a small percentage of the additional monies the company gets for them.

Company Partner and Vice President, Denis Rowe AIC, SPPA, PCLS, stated that “Businesses and homeowners shouldn’t hire anyone to assist them with the structural component of their claim until they have received an offer from their carrier. There’s no reason to pay someone a percentage of what you are going to get anyhow. It’s for this reason we offer policyholders a “Second Opinion” at no cost to them once a settlement offer has been made.”

About a third of the time, Mr. Rowe says, their review concludes that the insurance adjuster’s offer is a good one and that there is no need for them, or any, public adjuster to be engaged. Mr. Rowe added, “Of course that means two-thirds of the time the estimate is less than what the insured is entitled to and they are going to need some professional help to get made whole.” It’s at that point the The Howarth Group, and their public adjusters, get involved.

For more than three decades the company has lent their expertise to thousands of clients for residential storm damage insurance claims, commercial hurricane damage insurance claims, residential water damage insurance claims, and residential fire damage insurance claims, etc. More information is avialable at

The Howarth Group offers insurance Appraisals to its clients as well. An Appraisal provision (a process similar to Arbitration and Mediation) is built into every policy as an effective remedy when the policyholder and the insurance company fail to agree about the amount of the loss. The Appraisal process is the most effective tool for obtaining the leverage needed to reach an equitable settlement with a carrier. It’s a very civil, and less expensive, alternative than litigation. Appraisal provisions differ a little from policy to policy but are all essentially the same. The Howarth Group provides clients with competent and impartial appraisers with years of experience in the Appraisal process. According to Mr. Rowe the company has been hired as the an appraiser over a thousand times.

Beside all these valuable services, The Howarth Group is making a name for itself with roofing contractors across the Southeast as a company that not only understands commercial roofing systems but also knows how to bring “problem claims” to a successful conclusion. If a contractor or property owner identify hail or wind damage that the insurance company is unwilling to acknowledge, then The Howarth Company would like to hear about it to see if the claim is ripe for the company’s time-tested approach. The company’s team of specialists stands ready to provide a “no cost, no obligation” Second Opinion on any claim. If it is concluded that the property owner is not being fully indemnified, only then does the company offers its services.

Release ID: 88944735