Missouri Auto Insurance Coverages Education Series by AIC

Understanding the various Missouri auto insurance coverages could be the difference between protecting one's assets and suffering financial loss. Alternatives Insurance of Chesterfield explains Missouri Auto Insurance Coverages.

Alternatives Insurance of Chesterfield has extended their Missouri Auto Insurance Education Series for consumers. The educational series focuses on providing useful information that will help solve issues related to auto insurance coverages. Understanding the various Missouri auto insurance coverages could be the difference between protecting one’s assets and suffering financial loss, the Missouri Auto Insurance Coverages topic outlines the various types of coverages available to consumers.

More details can be accessed from the Alternatives Insurance of Chesterfield blog.

Missouri Auto Insurance Coverages is insurance for damage to a vehicle(s) and bodily injury resulting from an auto accident. Insurance of this type can cover a variety of instances depending on the kind of auto insurance that has been purchased. Choosing the right Missouri Auto Insurance Coverages are best decided upon with the advice from a licensed insurance agent. An auto insurance policy should fit the needs of the consumer. Missouri Auto Insurance Coverages include property damage, bodily injury, medical, uninsured motorists, comprehensive, collision, roadside assistance, loss of use and more. More importantly, Liability Coverage is required by Missouri law and protects consumers who may be in an insurable accident.

“Although purchasing only the minimum State required Bodily Injury Insurance limits can get you a cheaper auto insurance rate, if you cause a serious accident, you are likely to have inadequate coverage due to the price of cheap insurance. Many vehicles today have a much higher value than the Missouri minimum Property Damage Liability limits of $10,000. Multiple car accidents that result in severe injuries, could have damages of hundreds of thousands of dollars. That’s why it is important to buy more than the Missouri minimum Bodily Injury Insurance limits”, advises Marc Majnerich, Owner of Alternatives Insurance of Chesterfield.

The state of Missouri requires $10,000 property damage liability coverage. With an increased number of risks on the roadways today, increasing property damage liability coverage provides more protection; and the premium generally is not adversely affected. Items to consider when determining the amount of damage liability coverage include the cost of an automobile, or replacement value of 24′ RV that was damaged, or even a semi truck full of hazardous cargo.

The the Missouri Auto Insurance Education Series provides the basics for consumers to get a head start before consulting with an agent. Missouri Auto Insurance Education – Series, part 3 – continues providing information about Missouri Auto Insurance coverages, the different types of protection for drivers, insurance laws, state regulations, breakdown of premiums, how to choose deductibles, and clarifications of the different insurance coverages, including bodily injury liability, property damage liability, uninsured/underinsured motorist, medical insurance coverages, and more.

Alternatives Insurance of Chesterfield is a full service, Independent Insurance Agency, and a corporate location member of Alternatives Insurance Group, a group membership organization of local St Louis since 1992. Agents serve all of Saint Louis county including Chesterfield, Ellisville, Manchester, Des Peres, Wildwood, Ballwin, Creve Coeur and Town and Country.

Release ID: 95933