Lomita Insurance Policy Brokerage Term/ Whole Life Service In Torrance Launched

Lomita, California-based LA Insurance Agency has just updated its selection of term and whole life policies, giving clients more ways to protect loved ones in the event of their passing.

LA Insurance Agency, a broker based in Lomita, California, has expanded its selection of term and whole life policies. With more plans to choose from, clients in the Lomita and Torrance region will be better able to protect their short-term and long-term financial interests.


More information about LA Insurance Agency is available via https://linsured.com


This move is part of the insurance expert’s commitment to providing customers with sensible policies that fit their goals and budget. To help people find the plan that best suits them, the company offers a free and no-commitment quotation service.


Industry statistics show that while almost 60% of all Americans have some form of life insurance, about 70% are underinsured. As such, about 40% of people risk leaving their families in financial distress if they were to pass away.


To help bridge this gap, the insurance brokerage offers a comprehensive selection of both term and whole life policies. By choosing either or both of these plans, clients can provide a vital safety net for their loved ones should the unthinkable happen.


Further information is available through https://www.wicz.com/story/43022581/torrance-ca-whole-life-insurance-policies-with-easy-online-application-launched


Term life insurance (also called pure life insurance) guarantees to pay a benefit to bereaved families if the person insured dies during a specified period of coverage. Because the policy only lasts anywhere from 10-30 years, the insured can get a significant amount of coverage for a relatively modest cost.


In contrast, whole life insurance (also called permanent life insurance) provides coverage for the entirety of a person’s life. The premium remains constant throughout the contract, and the policy often comes with an investment component that provides dividends on top of a guaranteed death benefit.


Term life insurance is suited for people who wish to protect their income during their peak earning years, making it ideal for families with young kids. Whole life insurance, meanwhile, is geared towards people who wish to increase their wealth over time so they can pass on a bigger legacy to their families.


LA Insurance Agency is a leading insurance agent that has almost 40 years of experience in the field. It also serves the areas of Palos Verdes, Manhattan Beach, Redondo Beach, Hermosa Beach, Gardena, El Segundo, San Pedro, and Long Beach.


Interested parties may visit https://www.wboc.com/story/42857810/torrance-ca-health-insurance-expert-agency-custom-quote-policy-service-launched for more details.


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