-- The Eugene-based practice has broadened its creditor harassment protection services in response to aggressive collection tactics that continue to impact households across Oregon. The initiative builds on federal bankruptcy provisions that stop harassment immediately upon filing, giving clients space to focus on financial recovery.
More details can be found at https://www.kimcovington-bankruptcylawyer.com/bankruptcy-overview/creditor-harassment
The Law Office of Kim Covington now applies enhanced use of the automatic stay, a legal mechanism that halts collection calls, letters, lawsuits, and other harassment once a bankruptcy case is filed. This protection offers immediate relief for clients subjected to persistent debt collection pressures.
Consumer studies from the Consumer Financial Protection Bureau and Pew Research Center highlight widespread tactics such as excessive calling, coercion into unaffordable payment arrangements, and breaches of privacy. Regulators have increasingly prioritized enforcement in this area, citing both psychological and physical harm from unchecked harassment.
"Filing for bankruptcy protection creates an immediate legal barrier between you and debt collectors," Covington said. "The automatic stay provision gives families breathing room to address their financial situation without constant harassment pressure."
The expanded service covers scenarios including wage garnishment threats, foreclosure proceedings, and repossession attempts. Clients also gain protection from lawsuits filed by collection agencies, while pursuing debt discharge under Chapter 7 or repayment reorganization under Chapter 13.
Covington offers complimentary consultations and flexible arrangements to accommodate working families. Chapter 7 cases begin at $1,200 in attorney fees plus filing costs, while Chapter 13 cases require a $750 down payment. Payment plans are available to support clients facing strained financial circumstances.
About The Law Office of Kim Covington
Based in Eugene, Oregon, the Law Office of Kim Covington serves surrounding communities with bankruptcy and debt relief services. The practice focuses on consumer bankruptcy law, helping individuals and families stop harassment and achieve financial fresh starts.
One client noted: "Kim Covington always made me feel at ease about the troubled situation that I was in. She and her staff were very professional in dealing with my case through every step of the process. Her follow-up on questions or concerns I had was always prompt."
For further information or to schedule a consultation, visit https://www.kimcovington-bankruptcylawyer.com
Contact Info:
Name: Kim Covington
Email: Send Email
Organization: Law Office of Kim Covington
Address: 207 East 5th Avenue, Eugene, OR 97401, United States
Website: https://www.kimcovington-bankruptcylawyer.com/
Release ID: 89171038