Central heating is something that no home can go without

Our central heating cover protects you against the cost of emergency repairs to your central heating system or radiator.Home emergency cover from Smart Cover’s 5 Star Rated services

When central heating water gets dirty it reduces the efficiency of the system. Water gets dirty when air enters the system and causes the pipes to corrode. This causes a build up of ‘sludge’ in the water which in extreme cases can block pipes and radiators.


As the sludge builds up, the boiler has to work harder and harder to heat the home, which uses more gas and increases fuel bills. Loose sludge can also enter the boiler and damage the component parts, in particular the heat exchanger.


How the boiler is controlled is one of the most important aspects of any heating system, more so for gas and oil boilers as it will play a huge part in how efficiently the boiler can operate. We have extensive guidance on heating controls in our dedicated section.


The boiler or heat pump heats the water and pumps it around all the radiators and/or underfloor heating pipes in the home. The boiler/heat pump is told to come on by a thermostat (also referred to as a heating control) and stays on until the set room temperature is met.


A central heating system provides warmth to the whole interior of a building (or portion of a building) from one point to multiple rooms. When combined with other systems in order to control the building climate,


A breakdown can disrupt your whole week, leaving you and your family freezing with no heating being produced.


If a breakdown happens, your home emergency insurance company should offer prompt and helpful customer service.


As winners of the 2019 Broker Innovation award, at Smart Cover, we’re proud to offer our customers attentive and efficient service.


The central heating cover we offer allows you peace of mind if a breakdown were to happen, minimising stress and allowing you to get on with life again as quickly as possible.


Our home emergency assistants are on the clock 24/7, 365 days a year.


We know that a breakdown can occur at any time out of the blue so you can be safe in the knowledge that you’re covered for any repair costs.


The ‘Basic’ home emergency insurance package we offer doesn’t cover central heating repairs. Our ‘Standard’, ‘Essential’ and ‘Premium’ covers do though.

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