Bankruptcy Attorney Oxnard CA Stop Foreclosure, Keep Car Legal Program Launched

Oxnard Bankruptcy Attorney Eric Ridley is now offering bankruptcy services in Oxnard, California. He handles chapters 7 and 13 for all residents in the area.

The Law Offices of Eric Ridley launches bankruptcy services for Oxnard, CA. Chapter 7 and 13 bankruptcies are now being professionally handled by this Oxnard personal bankruptcy attorney. Any individual who needs financial relief, relief from creditor harassment, credit card lawsuits, National Collegiate Loan lawsuits, or wants to stop foreclosure or wage garnishment, and also needs to keep their car and other valuable property, has a option to do so if they contact Camarillo Bankruptcy Attorney Eric Ridley’s office today.

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The launch of bankruptcy services in Oxnard, CA by Attorney Eric Ridley was prompted as more and more people lost their employment due to the pandemic. By using Federal bankruptcy law, affordable Bankruptcy Attorney Eric Ridley can protect individuals in financial distress.

Eric Ridley is a bankruptcy attorney in Oxnard, CA. In the United States, bankruptcy laws help people get a fresh start, who can no longer pay their creditors. The U. S. bankruptcy laws let an individual stop foreclosure, stop wage garnishment, or create a repayment plan.

Most bankruptcy cases in Ventura County are filed under the two main chapters of the Bankruptcy Code – Chapter 7 and Chapter 13. Federal courts have exclusive jurisdiction over bankruptcy cases. This means that a bankruptcy case can’t be filed in a California state court; Oxnard bankruptcy cases are filed in the Santa Barbara bankruptcy court.

Affordable Oxnard Bankruptcy Attorney Eric Ridley helps debtors decide which bankruptcy is best to file through a complimentary confidential – and friendly – consultation. Chapter 7, otherwise known as Liquidation, is the most-filed type of bankruptcy in Ventura County, and generally, the bankruptcy most people are thinking of.

Chapter 7 bankruptcy is an orderly, court-supervised procedure by which a trustee takes over assets of an estate, reduces them to cash, and makes distributions to creditors. If the debtor is an individual, he or she receives a discharge that releases him or her from personal liability for certain dischargeable debts. The debtor normally receives a discharge just a few months after the petition is filed.

Chapter 13, is designed for an individual debtor who has a regular source of income. Chapter 13 bankruptcy is often preferable to chapter 7 because it lets a debtor keep valuable assets, such as a house, or car. This type of bankruptcy allows one to propose a “plan” to repay creditors over time.

It’s normal to worry about the bankruptcy lawyer cost. Bankruptcy lawyer fees can be a big concern, particularly when you’re struggling with your debt. However, Camarillo bankruptcy Attorney Eric Ridley works hard to be one of the low cost bankruptcy attorneys in Ventura county.

Attorney Ridley is careful to inform his bankruptcy clients in Oxnard that certain types of debt are never discharged in bankruptcy: child support and spousal support debt, most student loans, court fines, and more recent tax debts. However, an older tax debt can often be eliminated.

Attorney Ridley has been named one of the best bankruptcy lawyer in Oxnard.

During the launch of bankruptcy services by attorney Eric Ridley, consultations are being scheduled for any resident of Oxnard, Ventura, or Camarillo who finds themselves in financial distress.

For more information see the above URL.

Release ID: 88976009