Alternatives Insurance of Fenton provides Missouri Auto Insurance Education

Alternatives Insurance of Fenton created the Missouri Auto Insurance Education Series to help Missouri residents understand the coverages and options available to them through the agency. (636) 343-5000

Alternatives Insurance of Fenton is providing a series of Missouri Auto Insurance Education resources. “It is essential that drivers understand the different coverages, and it is the duty of our agents to take the time to educate clients. Many consumers are not aware of the risks and what protections are in their insurance policy. This is why we created our Missouri Auto Insurance Education Series,” said Marc Majnerich, Agency Owner.

The Missouri Auto Insurance Education series can be accessed on the Alternatives Insurance of Fenton blog. Additionally, the agency’s website offers news, trends, and information on the insurance industry and related laws.

Understanding auto insurance coverages in Missouri could be the difference between protecting assets or losing them completely. Alternatives Insurance of Fenton created the Missouri Auto Insurance Education Series to explain the coverages and options available to consumers through the agency. They focus on solving issues related to auto insurance coverages.

Choosing auto insurance that fits the needs of the consumer is imperative and the Missouri Auto Insurance Education Series provides the basics. Additionally, Alternatives Insurance of Fenton website provides the information about auto insurance and answers to some common questions.

Missouri Auto Insurance Education – Series 1 – includes detailed information about Missouri Auto Insurance policies, the different types of protection for drivers, insurance laws, state regulations, breakdown of premiums, how to choose deductibles, and clarifications of the different insurance coverages, including bodily injury liability, property damage liability, uninsured/underinsured motorist, medical insurance coverages, and more.

Consumers must know Missouri Auto Insurance policies are contracts between the insured and the insurance company. They are designed to pay claims for each person injured in an accident, and limits the total paid per occurrence.

The agency website outlines collision insurance, how it pays for damages to a vehicle when there is a collision with object. Alternatives Insurance of Fenton stresses the necessary components of comprehensive insurance that protect drivers from damage other than a collision. Visit Missouri Auto Insurance Education on the Alternatives Insurance of Fenton Blog to learn more.

Missouri law requires drivers to carry uninsured/underinsured motorist insurance to protect themselves in a case where another driver does not have enough insurance or any insurance.

According to the Insurance Information Institute, state insurance departments and insurance companies are using new techniques to combat the uninsured motorist problem, including using electronic means to verify auto insurance quickly.

The percentage of uninsured motorists declined nationally from 13.8 percent in 2009 to 12.6 percent in 2012, according to Insurance Research Council (IRC) estimates reported in its 2014 study. The IRC measures the number of uninsured motorists based on insurance claims, using a ratio of insurance claims made by people who were injured by uninsured drivers relative to the claims made by people who were injured by insured drivers.

Alternatives Insurance of Fenton continues to work with Missouri residents to identify the Missouri Auto Insurance coverages that are right for their situation, family or business and use resources available from multiple companies to deliver those products. Agents are available to discuss Missouri auto insurance and provide the necessary resources.

Alternatives Insurance of Fenton opened in 2002 as a full service Independent Insurance Agency and a corporate member of Alternatives Insurance Group, an organization of local St Louis area insurance agencies founded in 1992. Their licensed Producers have a combined 60+ years of experience and are dedicated to providing tools, resources and education.

The information in this press release is general in nature, intended to provide basic information about Missouri auto insurance. Any description of coverage, discounts and practices is necessarily simplified. Actual coverage is subject to the terms, limits and conditions of the particular policy. Coverages, limits, deductibles and discounts vary by state and by company, and are subject to availability and individual eligibility.

Release ID: 90201